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Risk management

BGK has established a risk culture, which means standards, attitudes and actions relating to risk awareness, taking the risk by the Bank and risk management, as well as control mechanisms related to risk. Risk culture affects decisions made by the management and employees and the risk taken by them.

The risk management system in place at the Bank comprises:

Risk reporting Risk control Risk identification Risk measurement
or assessment
Risk monitoring Elementy zarządzania ryzyka

Major categories of identified risks:

Credit and concentration risk

Financial risk

Operational risk

Business risk

ESG risk

Compliance risk

Reputational risk

Capital adequacy and leverage risk

Other risks